GRANNYS REMEDIES AND WISDOM

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2005-08-22

PHARMING Plagues Seniors

*PHARMING* unlike “Phishing” doesn’t rely on you unwittingly opening a scammer’s email.  Instead, it redirects Internet users without their knowledge from frequently used sites such as financial institutions and credit card firms to look-alike sites where identity thieves capture login names, passwords, account numbers and other data.

“Pharmers” inject a code that will infect your PC via n email attachment that you open OR if you make a one-letter typo when typing in a Web Address.

Another “pharming” threat is DNS (domain name system) poisoning-which can transfer a large group of internet users to counterfeit sites.

SELF DEFENSE:

ONLY open an email attachment when it comes from a source known to you.

Make sure the web address starts with “https:”,  not “http”  “https” indicates it is a  secure site.

Check for the latest anti-spyware  that targets “pharming” and ask your ISP what steps they are taking to ward off pharming poisoning.

2005-08-01

CASKET PRICE GOUGING

Caskets rake in over 3 billion dollars in sales annually in the U.S. alone, and the average price tag on a casket sold by the funeral parlor that you choose is slightly more than $2,000.00 (US).  This price is primarily for their visual appeal, and depending upon the funeral parlor you choose may be paying up to 6 times that price!

These days many people are purchasing caskets from other sources such as discounters that sell caskets at prices starting under $900.00.  BUT, if you buy from a discounter, be aware that the funeral parlor you are using just may inflate the prices of other services to make up for the loss of their casket sale to you. 

So….get your price list of charges in writing BEFORE you purchase the casket elsewhere so that you can then compare if you do decide to use a wholesaler. [The Funeral Rule, enforced by the FTC requires funeral directors to itemize prices in person and, if asked, by telephone. That includes providing descriptions of available selections and prices before showing caskets].  Comparison shop other funeral providers in your area, also.

*IMPORTANT* A funeral provider cannot refuse services just because a casket has been purchased elsewhere, nor can it legally increase other charges to compensate for the loss of the sale of a casket.

*REMEMBER* To avoid added stress to your family by making your arrangements while you are still alive!  This will help them avoid overspending and will ensure you get what YOU want.

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